Gift of Equity Calculator

Calculate Gift of Equity for real estate transactions. Determine the equity gift amount, loan-to-value ratio, and seller's proceeds when a family member sells a property below market value.

Property & Gift Details

Fair Market Value ($)

Appraised value of the property

Sale Price to Buyer ($)

Price the buyer actually pays

Seller's Remaining Mortgage ($)

Outstanding loan balance

Seller's Closing Costs ($)

Seller's closing costs and fees

Buyer's Down Payment ($)

Buyer's cash down payment

Loan Amount ($)

Buyer's mortgage amount (auto-calculated)

Additional Options

Show Calculation Breakdown

Gift of Equity Analysis

Property Details
Fair Market Value	$0
Sale Price to Buyer	$0
Gift of Equity Amount	$0
Gift Percentage	0%

Financial Summary

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Gift of Equity Insights

Gift of Equity: When a seller sells property below market value to a family member, the difference is considered a gift.
Formula: Gift of Equity = Fair Market Value - Sale Price

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