SIP Calculator Online

A Systematic Investment Plan (SIP) is one of the most popular investment methods in mutual funds. Instead of investing a lump sum, SIP allows investors to invest a fixed amount at regular intervals—monthly, weekly, or quarterly. This disciplined approach helps build long-term wealth through rupee-cost averaging and the power of compounding.

In today’s digital era, more and more investors prefer using a SIP Calculator Online to plan their investments accurately and efficiently. This simple yet powerful tool helps users estimate the future value of their SIP contributions within seconds. Whether you are a beginner or an experienced investor, an online calculator makes planning faster, clearer, and highly reliable.

Using a SIP Calculator also improves overall investment planning Instead of making decisions based on guesswork or assumptions, investors get a realistic picture of how their money can grow over time. By entering basic details such as monthly investment amount, expected rate of return, and investment duration, users can instantly see projected wealth, total invested amount, and estimated gains. This makes long-term goal mapping—like retirement planning, buying a home, or funding children’s education—much easier and more structured.

The rise of digital investing has made online tools essential. As more investors manage their portfolios through apps and web platforms, calculators have become a must-have companion. They simplify financial concepts, eliminate manual calculations, and present results in an easy-to-understand format.

Accuracy plays a crucial role in financial planning, especially when returns, risks, and inflation fluctuate. A modern SIP calculator gives inflation-adjusted projections, helping users understand the real value of their future corpus. This ensures that their investment goals remain practical, achievable, and well-aligned with market conditions.

Ultimately, a SIP Calculator Online reduces guesswork, boosts confidence, and allows investors to make informed financial decisions. It transforms complex calculations into actionable insights, empowering users to plan smarter, invest better, and stay focused on their long-term financial goals.

How a SIP Calculator Online Works

A SIP Calculator Online helps investors estimate how much their investments can grow through regular monthly contributions. Instead of manually calculating every month’s growth, the calculator uses a compounding formula to project future value instantly and accurately.

Understanding the SIP Formula & Compounding

A SIP works on the principle of monthly compounding, where your investment grows not just on the principal amount but also on the returns generated each month.

The formula used by most SIP calculators is:

Future Value=P×(1+r)n−1/r×(1+r)

Where:

• P = Monthly SIP amount
• r = Monthly rate of return (Annual rate ÷ 12)
• n = Total number of months

This formula ensures every monthly deposit compounds separately, giving you a precise maturity value.

How Monthly Contributions Grow Over Time

Each month’s SIP installment earns returns for a different duration.

• The first installment compounds for the longest period.
• The last installment compounds for the shortest period.

This staggered compounding builds long-term wealth even with small investments.

Parameters Required in a Mutual Fund SIP Calculator

A typical mutual fund SIP calculator needs three main inputs:

1. Monthly SIP Amount – The amount you invest every month.
2. Duration (in years) – Longer durations significantly increase compounding benefits.
3. Expected Rate of Return (%) – Usually based on past fund performance.

Some advanced calculators also include inflation adjustment, step-up SIP options, and risk-based return estimates.

Role of Duration, SIP Amount & Expected Return

• Higher duration → more compounding → larger corpus
• Higher SIP amount → directly increases maturity value
• Higher expected return → accelerates wealth creation

Even minor changes in any parameter can substantially impact long-term results.

Why SIP Calculators Are More Reliable Than Manual Calculations

Manually calculating compounding for every month is time-consuming and highly error-prone. A SIP Calculator Online automates the formula, gives instant results, and allows quick comparison between different scenarios.

Example Scenario

• Monthly SIP: ₹5,000
• Duration: 10 years
• Expected Return: 12%

With monthly compounding, your investment of ₹6,00,000 grows to approximately ₹11.6 lakh — almost double — purely due to compounding.

Benefits of Using a Mutual Fund SIP Calculator

A Mutual Fund SIP Calculator is an essential tool that helps investors plan investments more confidently and accurately. Whether you're a beginner or an experienced investor, using this calculator ensures that every financial decision is backed by data rather than guesswork. Below are the major benefits:

1. Helps Compare Different Mutual Funds

Every mutual fund has unique features—expense ratio, past returns, risk level, and fund category. A mutual fund SIP calculator helps you compare potential returns across multiple funds instantly. This allows you to choose a fund that aligns with your financial goals, risk appetite, and expected growth.

2. Shows Long-Term Wealth Creation Impact

SIP is a long-term wealth-building tool due to the power of compounding. A SIP calculator clearly shows how small monthly investments can grow into substantial wealth over years. It visualizes wealth accumulation year-by-year, helping you understand the importance of staying invested.

3. Enables Smart Financial Decision-Making

Instead of investing blindly, a SIP calculator shows the effect of monthly amount, expected return rate, and investment duration. You can increase or decrease these values to instantly see how your future wealth changes. This helps you make smarter, data-driven decisions.

4. Provides Visibility Into Projected Returns, Risk & Time Horizon

The calculator provides detailed projections such as:

• Total invested amount
• Expected maturity amount
• Estimated wealth gained

This visibility helps in setting realistic goals. Knowing the expected outcomes beforehand reduces financial stress and improves planning.

5. Compares SIP vs Lump Sum Investments

Many investors get confused between SIP and lump sum investment. A mutual fund SIP calculator allows you to check:

• Which method grows your wealth faster
• How market volatility affects each option
• Which is better for your financial situation

This comparison helps investors choose the most suitable approach.

6. Essential for Beginners

Beginners often struggle with calculations, expected returns, and investment strategies. A mutual fund SIP calculator removes all complexity and provides:

• Easy projections
• Clear visual growth charts
• Simple inputs

For new investors, this tool acts as a guide, helping them learn disciplined investing and make safer financial choices.

Understanding SIP Returns: Using a SIP Return Calculator

A SIP Return Calculator helps investors accurately measure how much their investments have grown over time. Unlike simple SIP calculators that only show future value based on assumptions, a SIP Return Calculator focuses on analysing real historical performance — how much you invested vs how much it became. This makes it an essential tool for anyone evaluating mutual fund performance with clarity.

What Is a SIP Return Calculator?

A SIP return calculator calculates the actual rate of return generated from a Systematic Investment Plan by comparing your invested amount and current value.

It is especially useful when your investments have irregular dates, partial withdrawals, step-up SIPs, or varying contribution habits.

A good SIP return calculator shows three key return types:

1. XIRR (Extended Internal Rate of Return) – Most Accurate for SIPs

XIRR considers every SIP instalment date, making it the true measure of real SIP performance. Since SIPs involve monthly investments, XIRR accounts for cash-flow timing and provides a precise annualized return.

2. Absolute Returns

Absolute return simply tells you the percentage change between your invested amount and the current value.

Absolute Return=Current Value−Invested Amount/Invested Amount×100

Useful for short-term comparison, but not ideal for evaluating long-term SIP performance.

3. CAGR (Compounded Annual Growth Rate)

CAGR tells you the annualized growth rate if the investment grew at a steady rate.

CAGR works well when the investment is lump-sum—but for SIPs, XIRR is more accurate.

Difference Between Expected Returns vs Actual Returns

Expected Return: The return you hope to earn (e.g., 10–12% per year).

• Actual Return: What your SIP actually delivered, calculated using XIRR or CAGR.

A SIP Return Calculator bridges this gap by eliminating guesswork.

Real SIP Return Examples (Using XIRR-Based Calculation)

Example 1: 5-Year SIP

• Monthly SIP: ₹5,000
• Total invested: ₹3,00,000
• Portfolio value: ~₹4,10,000
• XIRR: ~11.5%

Shows moderate compounding impact.

Example 2: 10-Year SIP

• Monthly SIP: ₹5,000
• Total invested: ₹6,00,000
• Portfolio value: ~₹11,50,000
• XIRR: ~12–13%

Compounding nearly doubles the total value.

Example 3: 20-Year SIP

• Monthly SIP: ₹5,000
• Total invested: ₹12,00,000
• Portfolio value: ₹40–50 lakh
• XIRR: ~12–14%

Compounding turns small instalments into a multi-million portfolio.

Step-Up SIP Calculator – Why Increasing SIP Yearly Builds Faster Wealth

A Step-Up SIP Calculator is a specialized investment tool that helps you understand how your wealth grows when you increase your SIP contribution every year. Unlike a standard SIP calculator where the monthly investment stays fixed, a step-up SIP calculator shows how gradually boosting your investment—based on your income growth—can significantly increase your final corpus.

What is a Step-Up SIP Calculator?

A Step-Up SIP Calculator lets investors input their base SIP amount, expected rate of return, investment duration, and yearly step-up percentage (such as 10%, 15%, or 20%). The calculator then projects how the investment grows when SIP contributions are increased annually. This gives a realistic picture of how disciplined, incremental investing accelerates your wealth-building journey.

How Step-Up Percentage Works (10%, 15%, 20%)

If you start with a ₹5,000 monthly SIP and apply a 10% yearly step-up, your SIP becomes:

• Year 1: ₹5,000
• Year 2: ₹5,500
• Year 3: ₹6,050
• …and so on.

A 15% or 20% step-up increases the SIP faster. Higher step-up → higher investment → larger final corpus.

Why Salaries Grow but SIP Remains Constant — Why This is a Mistake

Most people receive salary increments every year, but their SIP remains the same for years. This leads to under-investing, meaning your investments do not grow in proportion to your income. Keeping SIP constant while income increases reduces your future wealth potential and delays financial freedom.

How Step-Up Boosts the Final Corpus

Even a small 10% yearly increase can multiply your final wealth dramatically. This happens because:

• Your investment amount grows each year.
• Compounding works stronger on higher contributions.
• Returns grow exponentially over time.

Studies show that a 10–20% step-up can create 30–70% more wealth than a constant SIP.

Constant SIP vs Step-Up SIP: Why Step-Up Wins

A constant SIP builds wealth, but a step-up SIP builds faster and larger wealth. It aligns your investments with your rising income and takes full advantage of compounding.

Importance of a SIP Calculator with Step-Up

A sip calculator with step up helps you test multiple scenarios, compare constant vs step-up growth, and choose the best step-up percentage based on your salary increments and long-term goals. It ensures smarter, more realistic investment planning.

Step Up SIP Calculator with Inflation

Long-term investing is not just about growing your wealth—it’s also about protecting it from inflation. A Step Up SIP Calculator with Inflation helps investors understand the real value of their future wealth by considering rising costs and increasing investment capacity over time. This makes the calculator essential for anyone planning for long-term goals like retirement, children’s education, or buying a house.

Meaning of Inflation-Adjusted Investing

Inflation-adjusted investing means calculating returns after subtracting the impact of inflation. In simple words, it shows real returns instead of just nominal returns. Even if your investments grow at 12%, if inflation is 6%, your effective growth is only around 6%. A normal SIP calculator shows returns at face value, but a SIP Calculator with Inflation shows the real purchasing power of your investments.

How Inflation Reduces the Value of Money

Inflation slowly decreases how much your money can buy.

For example: If inflation is 6%, prices double roughly in 12 years.

This means:

• ₹100 today will buy goods worth only ₹50 after 12 years
• Your fixed savings lose purchasing power every year

Ignoring inflation in investment planning can lead to massive shortfalls in future goals.

Why a Step Up SIP Calculator with Inflation is a Must

A normal SIP assumes the same contribution every month. But in reality:

• Salaries increase
• Savings capacity increases
• Lifestyle inflation increases
• Future goals become more expensive

A Step Up SIP Calculator with Inflation lets users increase their SIP amount by a fixed percentage each year (like 5% or 10%) and simultaneously adjusts future value based on inflation, giving a far more accurate long-term projection.

How Inflation Combined with Step-Up Gives Realistic Future Value

When you combine step-up investing with inflation-adjusted returns:

• You invest more every year
• Your returns grow as expected
• The future value is adjusted for rising prices
• You get the true buying power of your money

This helps you plan confidently for future goals.

How the SIP Calculator with Inflation Works Behind the Scenes

The calculator uses:

1. Step-Up Increment Formula – increases SIP annually.
2. Compounding Formula – grows every installment at the return rate.
3. Inflation Adjustment Formula – converts future value into inflation-adjusted real value.

By combining these three calculations, the Step Up SIP Calculator with Inflation provides the most accurate estimate of how much wealth you will actually own in real terms.

Comparing SIP vs Lump Sum Investment – Using a Lump Sum SIP Calculator

Investors often struggle to choose between SIP (Systematic Investment Plan) and Lump Sum Investment. Both approaches help grow wealth, but the strategy, risk level, and timing differ. A Lump Sum SIP Calculator (also called SIP vs Lump Sum Calculator) helps compare both methods side-by-side by showing how much wealth you can create using systematic monthly investments versus one-time investment.

What is a Lump Sum SIP Calculator?

A Lump Sum SIP Calculator is a financial tool that helps you compare:

• how much wealth you can accumulate through monthly SIPs, and
• how much you can earn with a one-time lump sum investment.

The calculator uses your inputs—such as investment amount, expected return rate, period, and SIP frequency—to show the final maturity value for both methods. This helps investors make a clear, data-driven decision depending on their financial situation.

SIP vs Lump Sum: Which Is Better?

There is no one-size-fits-all answer. The better option depends entirely on your cash flow, risk tolerance, and investment horizon.

When SIP Is Better

• Ideal for monthly income earners
• Spreads investment over time → reduces market timing risk
• Beneficial during volatile markets because of rupee cost averaging
• Easy for salaried individuals to maintain financial discipline

When Lump Sum Is Better

• Suitable when the market is undervalued or trending upward
• Works best if you already have a large amount available to invest
• High early exposure → potentially higher long-term returns
• Preferred by people with irregular income like business owners

Situational Examples

1. Monthly Income Earners

A salaried individual prefers SIP because investments align with monthly cash flow. Risk is lower, and cost averaging helps smooth returns.

2. Business Owners / Variable Income

Since income is unpredictable, lump sum investing during profitable months + small monthly SIPs work best.

3. Inheriting Money / Receiving Bonuses

A one-time lump sum investment can maximize early market exposure.

However, if the market is too volatile, splitting the amount into a few SIP instalments reduces risk.

Risk Differences

Key Features of a Modern SIP Calculator Online

A modern SIP Calculator Online goes far beyond basic return calculations. Today’s investors expect fast, accurate, and dynamic tools that help them plan long-term wealth with confidence. Below are the essential features that define an advanced SIP calculator and what separates a high-quality tool from an average one.

1. Real-Time Calculation Engine

Modern calculators use an optimized algorithm that processes user inputs instantly. Whether you change SIP amount, tenure, or expected returns, the results update in real-time—ensuring zero delay and high accuracy.

2. Supports Multiple SIP Modes

A powerful SIP Calculator Online should support:

• Monthly SIP: The most popular and widely used mode.
• Annual Step-Up SIP: Automatically increases SIP every year (e.g., 5%, 10%) to match salary growth.
• Lump-sum + SIP Hybrid Mode (optional): Helps users compare blended investments.

3. Inflation Adjustment Feature

Smart calculators allow users to include inflation.

This shows:

• The real value of maturity amount,
• Adjusted returns,
• And how inflation impacts long-term wealth.

This helps investors understand what their money will actually be worth in future terms.

4. Market Volatility Adjustments

Instead of assuming fixed returns, advanced calculators simulate:

• Optimistic scenario
• Conservative scenario
• Volatile/average scenario

This gives a more practical view of how SIPs perform during different market cycles.

5. Long-Term Projection Graphs

Visual charts make a big difference.

A modern calculator displays:

• Investment growth curve
• Corpus accumulation
• SIP vs. market growth
• Step-up impact

This helps investors grasp long-term compounding more easily.

6. Compare Multiple Scenarios Instantly

Users can compare:

• SIP A vs SIP B
• 10 years vs 15 years
• 10% vs 14% returns
• With Step-up vs Without Step-up

This feature is extremely useful for planning real financial goals like retirement, child education, or wealth creation.

7. Why Your Website’s SIP Calculator Is Superior

Your website offers:

• Faster calculations due to optimized JS logic
• Cleaner UI for smooth user experience
• Multiple scenario comparisons
• Real-time accuracy and instant recalculations
• Mobile-friendly responsive design

Together, these features make the tool more reliable, transparent, and user-focused.

8. Why Investors Trust a SIP Calculator Online

Because it provides:

• Clarity
• Transparency
• Reliability
• Data-backed projections
• And a risk-free way to plan investments

A good SIP calculator helps remove guesswork and gives investors the confidence to make better long-term decisions.

How to Use a SIP Calculator with Inflation

A SIP Calculator with Inflation helps you understand the real, inflation-adjusted value of your future investments. While a standard SIP calculator shows only the nominal returns, an inflation-based SIP calculator reveals the true purchasing power of your final corpus. Here’s a step-by-step guide on how to use it effectively.

1. Enter Your Monthly Investment Amount

Start by entering how much you want to invest every month—₹1,000, ₹5,000, ₹10,000 or any amount that fits your financial plan.

This becomes your base SIP amount for projecting returns.

2. Enter the Expected Rate of Return

Input the annual return you expect from your investment. For equity mutual funds, this is usually between 10–14%, while debt funds offer 6–8%.

This rate helps the calculator estimate your future corpus without inflation.

3. Enter the Total Tenure (Investment Duration)

Select the number of years you want to invest—5, 10, 20, or even 30 years.

Longer durations benefit more from compounding, and inflation becomes a major factor in long-term projections.

4. Add the Inflation Percentage

This is the most important step.

Enter the average inflation rate—typically 5–7% in India.

The calculator will adjust your future corpus to show its real purchasing power.

For example, ₹1 crore after 25 years might be worth only ₹40–45 lakh in today’s money due to inflation.

5. Add the Step-Up (Annual Increase) Percentage

If you plan to increase your monthly SIP every year (e.g., +5% annually), enter your step-up percentage.

This reflects growing income and helps you build a bigger inflation-adjusted corpus.

How Inflation Affects Real Future Value

Inflation reduces the value of money over time. Even if your SIP grows to a large amount, its actual worth may be much lower.

A SIP Calculator with Inflation shows two results:

1. Nominal Future Value – the amount you’ll see in your mutual fund statement.
2. Real Inflation-Adjusted Value – the true value in today’s terms.

This helps you plan more realistically.

Examples of Inflation-Adjusted Corpus

(Values approximated for explanation.)

Why This Feature Differentiates Serious Investors from Beginners

Most beginners focus only on nominal returns and ignore inflation.

Serious investors know that wealth creation is meaningful only when adjusted for purchasing power.

A SIP Calculator with Inflation helps:

✔ Set more realistic retirement or wealth goals

✔ Plan long-term finances better

✔ Understand the true growth of investments

✔ Avoid underestimating required SIP amounts

Using a SIP Calculator With Step-Up

A SIP Calculator with Step-Up helps investors understand how their wealth grows when they increase their SIP contribution every year. Step-up SIPs are popular among people whose income rises regularly, allowing them to invest more without financial burden.

How to Choose the Right Step-Up Rate

The step-up rate should match your expected annual income growth and financial stability.

• If your salary or business income grows consistently, you can choose a higher step-up rate (10–15%).
• If your income is unpredictable, it’s safer to keep the step-up rate moderate (5–10%).

The SIP calculator shows how each step-up percentage impacts long-term returns, making it easier to balance investment discipline with affordability.

What Happens If the Step-Up Grows Too Fast or Too Slow?

• Too Fast (15–30%):

Your SIP amount may become difficult to maintain after a few years. Cash flow pressure increases, and the investment may feel burdensome.

• Too Slow (0–5%):

Your investments may not keep up with inflation or income growth. Wealth potential remains underutilized.

The goal is to select a balanced step-up rate that increases investment power without affecting financial comfort.

Ideal Step-Up % for Different Categories

Example Wealth Projections (Different Step-Up Rates)

Assume:

• Monthly SIP: ₹5,000
• Return Rate: 12%
• Duration: 20 years

These examples show how even a small step-up percentage can dramatically increase long-term wealth. A SIP calculator with a step-up option empowers you to compare scenarios instantly and choose the most suitable growth strategy.

SIP Return Projections: Short-Term vs Long-Term

SIP returns vary significantly depending on how long you stay invested. Short-term SIPs provide stability, but real wealth creation happens only when you stay invested for 10–20+ years. This is because equity markets work on cycles, and compounding needs time. That’s why a sip return calculator becomes essential — it helps investors compare timelines, estimate wealth, and understand realistic growth patterns.

Wealth Comparison Across Timelines

1. 5-Year SIP

A 5-year period captures only one market cycle.

• Returns are moderate and often influenced by short-term volatility.
• Ideal for low-to-medium financial goals.

You benefit from discipline but not full-fledged compounding.

2. 10-Year SIP

A decade starts showing the real power of compounding.

• Market ups and downs even out.
• Wealth accumulation becomes visibly stronger.

Investors typically see far better returns than a 5-year SIP.

3. 15-Year SIP

This is where exponential growth begins.

• Compounding accelerates.
• Even small monthly SIPs grow into sizable wealth.

The gap between 10-year and 15-year returns is often larger than the gap between 5-year and 10-year.

4. 20-Year SIP

The ultimate time horizon for wealth creation.

• Market volatility becomes negligible in long-term averages.
• Returns smooth out, and compounding multiplies your corpus many times.

Historically, 20-year SIPs outperform most asset classes including FD, gold, and PPF.

Why Long-Term SIPs Outperform

The longer you stay invested, the more cycles your investment survives. Compounding grows exponentially — not linearly. Missing even the last 5 years can reduce your wealth drastically. Long-term SIPs convert moderate returns into massive wealth.

CAGR vs Actual Return: Reality Check

Many investors confuse CAGR with actual absolute returns.

• CAGR assumes smooth growth, which rarely happens.
• Actual SIP returns fluctuate, because you invest every month at different NAVs.

A sip return calculator bridges this gap by showing real, month-by-month compounding results instead of theoretical CAGR charts.

Tax Benefits & SIP: How Calculators Help You Plan Better

Tax planning is an important part of wealth creation, and SIPs—especially ELSS funds—play a major role in helping investors save taxes while growing their money. A SIP calculator helps you evaluate both returns and tax savings so you can plan investments more intelligently.

1. ELSS SIP Benefits

Equity Linked Savings Scheme (ELSS) is a special type of mutual fund that offers tax deductions under Section 80C.

Key benefits include:

• Tax Deduction up to ₹1.5 lakh per year under 80C
• Shortest lock-in period (3 years) among all 80C options
• High growth potential due to equity exposure
• Option to invest via SIP, reducing market risk by rupee-cost averaging

A SIP calculator shows how much your ELSS contributions grow over time and how your long-term wealth compounds despite the lock-in.

2. How Much You Save Under Section 80C

If you invest ₹12,500 per month in ELSS through SIP, your yearly contribution becomes ₹1,50,000 — the full limit under 80C.

Depending on your tax slab, your savings look like this:

A SIP calculator helps you visualize your post-tax savings and shows how your SIP amount contributes toward your 80C deduction.

3. ELSS vs Normal SIP: Returns Comparison

While both involve equity investments, ELSS funds historically show slightly better returns, mainly because they are diversified with a long-term lock-in.

• Normal SIP: High flexibility, no lock-in, but may lead to premature withdrawals.
• ELSS SIP: Lock-in encourages long-term compounding → often leads to better returns.

A SIP calculator lets you compare growth projections between ELSS and regular equity SIPs using different expected return rates.

4. Why Knowing Post-Tax Returns Is Crucial

Investment decisions shouldn’t be based only on gross returns.

A SIP calculator helps you estimate:

• Post-tax gains after redeeming ELSS units
• Long-term capital gains (LTCG) implications
• The real, inflation-adjusted value of your investment

This clarity helps you plan smarter, avoid tax surprises, and choose the SIP option that maximizes your net return.

Common Mistakes People Make While Using SIP Calculators

While an SIP Calculator is extremely helpful for estimating long-term wealth creation, many investors still make errors that lead to unrealistic expectations or inaccurate planning. Here are the most common mistakes:

1. Using Unrealistically High Return Numbers

Many investors input 12–18% annual returns, assuming the market will deliver such performance consistently. In reality, equity returns fluctuate and long-term averages usually range between 10–12%. Using inflated numbers may give a false sense of financial security.

2. Ignoring Inflation

Most people forget inflation reduces the real value of money. An SIP Calculator may show a high future value, but without adjusting for inflation, you might overestimate what that amount can actually buy. A good practice is to calculate both nominal returns and inflation-adjusted returns.

3. Not Using a Step-Up SIP Calculator

As salaries increase annually, SIP investments should also increase. Many users stick to a fixed SIP amount and miss out on the compounding benefits of a Step-Up SIP Calculator, which helps you simulate yearly increments of 5–15%.

4. Selecting Short Investment Durations

Short-term SIPs (2–3 years) do not allow compounding to work effectively. SIPs are designed for long-term wealth creation, ideally 10+ years. Short durations may lead to disappointing results.

5. Not Linking SIP Amount With Financial Goals

Users often choose random SIP amounts instead of mapping them to goals like retirement, children's education, or home purchase. Goal-based SIP calculations help you stay realistic and disciplined.

Frequently Asked Questions (FAQs)